non-bank HELOC (Home Equity Line of Credit)

Product at a Glance: (receive funds within 5 days)

***Borrow up to $750,000 with our Home Equity Line of Credit.

***Decision online in ~5 minutes.

***Funds received in as few as 5 days.

***Terms available: 10, 15, 20, or 30 years.

HELOC: Home Equity Line of Credit.

Key Benefits:

Experience a fully digital process from start to funding with our Non-Bank HELOC.

Only pay interest on the funds you use, making it a smart choice for your financial needs.

Enjoy up to 25% savings compared to cash-out refinancing options.

Options for 1st, 2nd, and 3rd liens available.

Rates starting at 6.75% for 1st position liens.

Max CLTV = 85%, DTI Max = 50%.

Eligibility & Requirements:

Minimum credit score: 640+ 

Loan range: $15,000 - $750,000.

Property types: Single-family, condo, townhome.

No annual, maintenance, or prepayment fees.

The #1 non-bank home equity line of credit in the U.S.*

There’s no need to wait for an in-person appraisal for funding up to $400K. With competitive rates, our offering is faster than a bank loan and cheaper than a personal loan. Get the funds you need now and move forward with life using our Non-Bank HELOC from United Financial.