United Financial — Business Financing Solutions

EMPOWER
YOUR
BUSINESS

Unlock your business potential with expert business development services, including options like a Business Line of Credit, Business loans, Non Bank HELOC, and Term Loans from United Financial. Speak with an expert today.

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About United Financial

United Financial team

Our Mission

At United Financial, our mission is to empower businesses by providing top-notch development services, including options like Payroll Financing, Business Line of Credit and various other Business loans. We aim to foster growth and innovation in every client we serve, whether they seek a Non-Bank HELOC, Fix and Flip Financing or a Term Loan.

PAYROLL FINANCING

Payroll financing

Experience straightforward payroll financing with United Financial. Our unique funding solution is designed exclusively for payroll needs, making it easier than ever for businesses to manage their finances.

*Apply for Payroll Financing in under 5 minutes with no paperwork required.

*Get approved in just 1-2 days and have funds in your account within 24 hours.

*Interest rates as low as 1.5%

TERM LOAN CONSOLIDATION

Term loan consolidation

Term-Loan consolidation is the process of securing a new loan to pay off existing debts, effectively combining multiple obligations into a single manageable payment. This approach is particularly helpful for businesses struggling with various payments and interest rates. Consolidating your business loans can simplify your financial management and lead to better cash flow.

At United Financial, our Term loan consolidation solutions empower you to regain control over your business. By consolidating your loans, you can free up capital and access the financing necessary for your business to thrive.

Our term loans are structured with a 3-year term and a balloon payment at maturity based on a 5-year amortization schedule. United Financial ensures that borrowers benefit from a monthly payment plan that enhances cash flow management on a daily basis.

  • * NO MINIMUM FICO REQUIRED
  • * Up to $10MM FUNDED in 2-4 WEEKS
  • * 18 - 22% INTEREST RATE
  • * 36 MONTHLY PAYMENTS

We base all our offerings strictly on your financials, ensuring you get the best possible support for your business needs.

Bank Financing Products

SBA FINANCING

SBA financing

A small business loan with big value. SBA loans offer low rates and long terms, backed by the U.S. Small Business Administration — ideal for established businesses seeking affordable capital.

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BANK TERM LOAN

Bank term loan

Funds today, no surprises tomorrow. With United Financial, bank term loans provide you the predictability of fixed payments and competitive rates for your growth plans.

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NON-BANK HELOC (5-DAY FUNDING)

Non-Bank HELOC

Product at a Glance — receive funds within 5 days. Borrow up to $750,000 with a fully digital process, decision in ~5 minutes, and terms of 10, 15, 20, or 30 years.

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Ready to Grow Your Business?

Speak with a United Financial expert today. We'll match you with the right financing solution for your goals.