FLEX TERM LOAN

A customized loan to meet the individual needs 

of each investor.

Designed for real estate investors seeking lower payments 

on a long-term, fixed-rate loan with no balloon payment.

KEY FEATURES

30-year fixed rate.

 Interest-only payments up to 10 years.

 Great for qualifying self-employed investors and 

small business owners.

 Based on property value, not personal income.

 Best alternative to hard money loans.

PROPERTY TYPES

Investor 1-4 (SFR, Condo, and 2-4 Units)

 Multi-Family (5+ Units)

 Mixed-Use 

 Commercial (Office, Retail, Warehouse, Self-Storage, and automotive)

The best short-term solution for acquiring and 

improving property value. 

Designed for “fix-and-flip” investors who are seeking a 

short-term, interest-only loan to acquire and improve a 

property based on its “as repaired value” (ARV).

KEY FEATURES

Allows borrowers to finance improvements.

 Great for borrowers who need a quick close.

 An interest-only 1-year term provides lower

monthly payments.

 A higher LTV than hard money lenders.

PROPERTY TYPES

Investor 1-4 (SFR, Condo, and 2-4 Units)

A short-term interest-only loan program. 

Designed for investors 

seeking short-term financing 

with no prepay penalties.

KEY FEATURES

An interest-only, 24-month 

term provides lower 

monthly payments.

 Available for purchase or 

cash-out refinance.

 Perfect for acquiring or 

leveraging real estate holdings.

 A higher LTV than hard money options.

PROPERTY TYPES

Investor 1-4 (SFR, Condo, and 2-4 Units)

A low LTV loan with easy credit requirements. 

Designed for investors with derogatory credit issues and 

high equity seeking quick and easy credit qualification.

KEY FEATURES

Streamlined underwriting.

 No seasoning of ownership required.

 Improved pricing compared to our FlexTerm program.

 Available as a 3-year-fixed or 30-year-fixed loan, each 

amortized over 30 years.

PROPERTY TYPES

Investor 1-4 (SFR, Condo, and 2-4 Units)

 Multi-Family (5+ Units)

 Mixed-Use 

 Commercial (Office, Retail, Warehouse, Self-Storage, 

and Automotive)